Online loan applications made simple
Choose a loan amount and apply in minutes.
Review your withdrawal fee before you submit. Your application details are stored locally in this demo so you can check status immediately.
Repayment period by loan size
Available loan range
Fee visibility before applying
Fast Review
Submit the short form and receive an application reference instantly.
Secure Details
Your name, phone, ID, loan amount, and fee are captured clearly.
Transparent Fees
Withdrawal fees are displayed before you continue with an offer.
Loan Calculator
Enter one of the listed loan amounts to preview the withdrawal fee, repayment period, and estimated monthly payment.
Withdrawal Fee: Ksh 0
Repayment Period: Select a listed amount
Estimated Monthly Payment: Ksh 0
Select Loan Amount
Each offer shows its repayment period (3 to 12 months) and no interest after the withdrawal fee.
12,540+
Applications Received
9,320+
Loans Reviewed
Ksh 12M+
Total Requested
How It Works
Select Loan
Choose a loan amount and review its repayment period before you apply.
Apply Online
Complete the short application form with your details.
Track Review
Use your phone number to check the application status.
What Clients Say
Feedback from customers who used the online application flow.
Frequently Asked Questions
Most applications are reviewed within approximately 2 hours.
No. Withdrawal fees are displayed before you submit. Repayment runs from 3 to 12 months depending on the loan amount, with no interest.
Yes. The site is designed for mobile, tablet, and desktop screens.
You need your full name, phone number, and Kenyan National ID number.
Need Help?
Request a review if your loan has not arrived within 2 hours after paying the withdrawal fee.
Review Request
Upload your M-Pesa payment screenshot and send a short message for review.
Request reviewEmail Support
support@zambialoans.com
Include your application reference when available.
Working Hours
Monday - Saturday
8:00 AM - 6:00 PM